Peoples First Community Bank

Prime 55 Checking

One of life's little rewards.

Seniority Has its Advantages

Prime 55 is an account with rewarding benefits like free checks, premium interest, and so much more. And it is available to anyone 50 or better. Compare Prime 55 to other senior checking accounts, and we will think you'll agree that it's simply the best account around. Finally, a no-nonsense checking account that is hassle-free, because the way you bank should harmonize with the way you live.

Prime 55 is an account designed by seniors for seniors through an active advisory board that tells us firsthand what's really important to today's active seniors. They see to it that, at Peoples First, seniority has significant advantages. Get the most from your checking account - with Prime 55 Checking from Peoples First Community Bank.

Interest Rates Effective
As Of: 03/12/2010

Deposit Tier	Interest Rate	APY
$0.00 - $19,999.99	0.10%	0.10%
$20,000 - $39,999.99	0.25%	0.25%
$40,000 - $49,999.99	0.50%	0.50%
$50,000 - $99,999.99	1.00%	1.00%
$100,000.00+ (55% of Prime)	1.79%	1.80%

APY = Annual Percentage Yield

Features

No monthly fee
Interest Bearing^*
No minimum balance
Unlimited check writing
Check Images returned with statement
Overdraft Protection⁵ available with no sweep fee
Personal Line of Credit¹
Free unlimited standard wallet size checks
Free ATM/Visa Check Card²
Discounts on loans
No fee MC/Visa³
25% Safe Deposit Box discount
$100,000 Common Carrier Travel Accident Insurance
$10,000 Accidental Death Coverage
Free PFCB Money Orders
Prime 55 Newsletter
Free Telephone Banking
Free Internet Banking and Bill Pay⁴

Notes

Requirements Minimum to open: $300.
Minimum to earn: None.

Upon qualification
Upon qualification. Fees could apply at non-Peoples First ATM's
Issued upon approval. Some restrictions may apply. Benefits subject to change as set by management.
No setup or monthly charge. Optional Bill Pay service free of charge.
An accompanying account such as a PFCB savings, line of credit, or MasterCard with sufficient funds available is required for overdraft protection.

*Interest earned with required balance. All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative. Applicable maintenance/service fees may reduce earnings.

If you've not figured it out by now, we place a high priority on folks 50 and better. That's why Prime 55 can be your checking account.

So, now that you know how valuable your seniority can be, stop by the Peoples First Community Bank office nearest you or call us at 1-800-624-9699. We'll show you how to use your seniority to full advantage.

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local Peoples First Community Bank office where our Customer Service representatives will be happy to assist you in opening up your Prime 55 Checking account. You will need to bring your Florida driver's License or Florida ID and your Social Security card. You will also need to have the minimum to open amount deposit with you.

Will I be charged for this account?
The Peoples First Community Bank Prime 55 account does not have a monthly service charge. You may incur charges for using your ATM card at locations other than Peoples First Community Bank's ATM machines.

Do all parties on the account have to be 55?
No. In fact, if there is 1 person 50 or over, you can qualify to open a Prime 55 account.

Are there per check charges on the Prime55 Checking Account?
No. You have unlimited check writing without ever incurring any charges.