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Community Checking

We realize the importance of great value

Get the most from your checking account with Community Checking exclusively at Peoples First Community Bank. Community Checking provides exceptional services, such as unlimited check writing, emergency cash advance service and so much more. Just start with a $50 opening balance and there's no minimum required thereafter. And, there's no service charge. Great value begins with Peoples First.

Treat yourself to the great benefits of Community Checking.

Interest Rates Effective
As Of: 03/12/2010
Deposit TierInterest RateAPY
N/A0.00%0.00%
APY = Annual Percentage Yield

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Notes

Requirements
Minimum to open: $50.

  1. Upon qualification
  2. Upon qualification. Fees could apply at non-Peoples First ATM's
  3. Upon qualification. Some restrictions may apply. Benefits subject to change as set by management.
  4. No setup or monthly charge. Optional Bill Pay service free of charge.
  5. An accompanying account such as a PFCB savings, line of credit, or MasterCard with sufficient funds available is required for overdraft protection.
* All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative.

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local Peoples First Community Bank office where our Customer Service representatives will be happy to assist you in opening up your Community Checking account. You will need to bring your Florida driver's License or Florida ID and your Social Security card. You will also need to have the minimum to open amount deposit with you.

Will I be charged for this account?
No. That is, no "monthly fee" will be assessed on this account. However, you may incur "activity fees" if you use your ATM card at locations other than Peoples First Community Bank's ATM machines or if transfers are made from another account for overdraft protection.

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Peoples First Community Bank FDIC (Federal Deposit Insurance Corporation) Hancock Bank

FDIC Information for Peoples First Community Bank, Panama City, FL
On December 18, 2009, Peoples First Community Bank, Panama City, FL was closed by the Office of Thrift Supervision. Subsequently, the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

All deposit accounts, excluding certain brokered deposits, have been transferred to Hancock Bank, Gulfport, MS. For more information on Hancock Bank, visit us at www.hancockbank.com or call 1.800.726.0920.

To speak with customer service about your Peoples First Community Bank accounts, please call 1-800-624-9699. For automated account information:

24-Hour Telephone EZAccess: 1-800-992-4940
24-Hour MC/Visa Telephone Access: 1-888-222-0213
24-Hour Lost or Stolen Visa Check Card: 1-800-472-3272
24-Hour Lost or Stolen MC/Visa Credit Card: 1-800-241-7547

The FDIC has assembled useful information regarding your relationship with Peoples First Community Bank. Besides a checking account, you may have Certificates of Deposit, a business checking account, a Social Security direct deposit, and other relationships with the institution.

Please select the link below to read more about this event:

FDIC Bank Closing Information for Peoples First Community Bank

Online service will remain available.

Continue to Peoples First Community Bank's Online Banking Login:

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