blank
   

Certificates of Deposit (CDs)

Enjoy the high earnings of a Certificate of Deposit at Peoples First. With a minimum deposit of $1,000 for CDs of 6 months to 5-year terms, your money can earn high rates, depending on the savings certificate that best meets your needs. Find out more about the many options for a high-earning, flexible term CD at Peoples First.

Federal Regulations Require Substantial Penalty for Early Withdrawal. Rates Subject to Change.

Peoples First Community Bank
Internet Banking

Interest Rates - Effective as of February 27, 2010

Standard CertificateMinimum Balance to OpenInterest RateAPY
6 Month Certificate$1,000.001.39%1.40%
1* Year Certificate$1,000.001.78%1.80%
18 Month Certificate$1,000.001.98%2.00%
2 Year Certificate$1,000.002.08%2.10%
3 Year Certificate$1,000.002.23%2.25%
4 Year Certificate$1,000.002.47%2.50%
5 Year Certificate$1,000.002.71%2.75%
  

*The 1 Year CD comes with a one-time penalty free withdrawal. 

Please specify that you saw these rates on the internet or existing published rates will apply.

  • These rates also apply to IRA's opened through CDs.
  • Please consult a new accounts representative for more detailed information on account disclosures, rates, annual yields and fees
  • Rates are set by management and are subject to change without notice.
  • APY= Annual Percentage Yield

Top

Personal LoginPersonal DemoPersonal ApplyBusiness LoginBusiness DemoBusiness ApplyCredit Card LoginCredit Card Apply

Close

Peoples First Community Bank FDIC (Federal Deposit Insurance Corporation) Hancock Bank

FDIC Information for Peoples First Community Bank, Panama City, FL
On December 18, 2009, Peoples First Community Bank, Panama City, FL was closed by the Office of Thrift Supervision. Subsequently, the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

All deposit accounts, excluding certain brokered deposits, have been transferred to Hancock Bank, Gulfport, MS. For more information on Hancock Bank, visit us at www.hancockbank.com or call 1.800.726.0920.

To speak with customer service about your Peoples First Community Bank accounts, please call 1-800-624-9699. For automated account information:

24-Hour Telephone EZAccess: 1-800-992-4940
24-Hour MC/Visa Telephone Access: 1-888-222-0213
24-Hour Lost or Stolen Visa Check Card: 1-800-472-3272
24-Hour Lost or Stolen MC/Visa Credit Card: 1-800-241-7547

The FDIC has assembled useful information regarding your relationship with Peoples First Community Bank. Besides a checking account, you may have Certificates of Deposit, a business checking account, a Social Security direct deposit, and other relationships with the institution.

Please select the link below to read more about this event:

FDIC Bank Closing Information for Peoples First Community Bank

Online service will remain available.

Continue to Peoples First Community Bank's Online Banking Login:

Close