Peoples First Community Bank
Certificates of Deposit (CDs)
Enjoy the high earnings of a Certificate of Deposit at Peoples First. With a minimum deposit of $1,000 for CDs of 6 months to 5-year terms, your money can earn high rates, depending on the savings certificate that best meets your needs. Find out more about the many options for a high-earning, flexible term CD at Peoples First.
Federal Regulations Require Substantial Penalty for Early Withdrawal. Rates Subject to Change.
Peoples First Community Bank
Internet Banking
Interest Rates - Effective as of February 27, 2010
| Standard Certificate | Minimum Balance to Open | Interest Rate | APY |
| 6 Month Certificate | $1,000.00 | 1.39% | 1.40% |
| 1* Year Certificate | $1,000.00 | 1.78% | 1.80% |
| 18 Month Certificate | $1,000.00 | 1.98% | 2.00% |
| 2 Year Certificate | $1,000.00 | 2.08% | 2.10% |
| 3 Year Certificate | $1,000.00 | 2.23% | 2.25% |
| 4 Year Certificate | $1,000.00 | 2.47% | 2.50% |
| 5 Year Certificate | $1,000.00 | 2.71% | 2.75% |
*The 1 Year CD comes with a one-time penalty free withdrawal.
Please specify that you saw these rates on the internet or existing published rates will apply.
- These rates also apply to IRA's opened through CDs.
- Please consult a new accounts representative for more detailed information on account disclosures, rates, annual yields and fees
- Rates are set by management and are subject to change without notice.
- APY= Annual Percentage Yield




