Peoples First Community Bank :: Personal Banking :: Checking Accounts

Prime Checking

The number one choice for today's young professionals.

Now if "SuperInterest" on checking is more of what you had in mind, you'll want to consider Prime Checking. You'll earn interest on every dollar deposited and, thanks to our unique balance tiering, the more you have on deposit, the higher your interest rate can be - actually, up to 50% of the Wall Street Prime Rate! Just maintain a minimum monthly balance of $500 or more and the $10 monthly fee is waived.

Bank your way - with Prime Checking from Peoples First Community Bank.

Interest Rates Effective
As Of: 05/01/2008

Deposit Tier	Interest Rate	APY
$0.00 - $29,999.99	0.10%	0.10%
$30,000 - $49,999.99	0.25%	0.25%
$50,000 - $99,999.99	1.74%	1.75%
$100,000.00+ (50% of Prime)	2.50%	2.53%

APY = Annual Percentage Yield

Features

No monthly fee for balances of $500 or more; $10 monthly below $500
Interest Bearing^*
Unlimited check writing
Overdraft Protection available⁵
Personal Line of Credit¹
One free order of standard checks per year
Free ATM/Visa Check Card²
Discounts on loans
Power of credit with a MC/Visa³
Free PFCB Money Orders
25% Safe Deposit Box discount
$100,000 Common Carrier Travel Accident Coverage
$10,000 Accidental Death Coverage
Free Telephone Banking
Free Internet Banking and Bill Pay⁴

Notes

Requirements
Minimum to open: $300.
Minimum to earn: None.

Upon qualification
Upon qualification. Fees could apply at non-Peoples First ATM's
Upon qualification. Some restrictions may apply. Benefits subject to change as set by management.
No setup or monthly charge. Optional Bill Pay service free of charge.
An accompanying account such as a PFCB savings, line of credit, or MasterCard with sufficient funds available is required for overdraft protection.

*Interest earned with required balance. All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative. Applicable maintenance/service fees may reduce earnings.

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local Peoples First Community Bank office where our Customer Service representatives will be happy to assist you in opening up your Prime Checking account. You will need to bring your Florida driver's License or Florida ID and your Social Security card. You will also need to have the minimum to open amount deposit with you.

Will I be charged for this account?
There is no service charge with $500 minimum daily balance and only a $10 service charge if balance falls below $500 on the Prime Checking account. You may incur charges for using your ATM card at locations other than Peoples First Community Bank's ATM machines.