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Personal Banking

Certificates of Deposit (CDs)

Enjoy the high earnings of a Certificate of Deposit at Peoples First. With a minimum deposit of $1,000 for CDs of 6 months to 5-year terms, your money can earn high rates, depending on the savings certificate that best meets your needs. Find out more about the many options for a high-earning, flexible term CD at Peoples First.

Federal Regulations Require Substantial Penalty for Early Withdrawal. Rates Subject to Change.

Peoples First Community Bank
Internet Banking

Interest Rates - Effective as of August 2, 2008
Standard Certificate Minimum Balance to OpenInterest RateAPY
6 Month Certificate$1,000.002.72%2.75%
1 Year Certificate$1,000.002.96%3.00%
18 Month Certificate$1,000.002.96%3.00%
2 Year Certificate$1,000.002.96%3.00%
3 Year Certificate$1,000.002.96%3.00%
4 Year Certificate$1,000.003.20%3.25%
5 Year Certificate$1,000.003.20%3.25%
Special Certificates     
Simply The Best (10 Mth)$2,500.002.47%2.50%
Investor's Choice (2 Yr)$1,000.002.96%3.00%
  • Please specify that you saw these rates on the internet or existing published rates will apply.
  • These rates also apply to IRA's opened through CDs.
  • Please consult a new accounts representative for more detailed information on account disclosures, rates, annual yields and fees
  • Rates are set by management and are subject to change without notice.
  • APY= Annual Percentage Yield

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