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Commercial Real Estate Mortgage

Many business owners start their business by renting space in a shopping plaza, office park, even their garage. Over time, many decide to stop paying rent and opt to build equity and stability by purchasing real estate. At Peoples First, we understand the pride and benefits of ownership, and know some of the frustrations involved in getting a timely answer from a mortgage lender. Therefore, our Commercial Real Estate Mortgage lending program focuses on the business and its owner. We offer quicker turnaround than many of our competitors and in many cases avoid many of the typical expenses that almost make you wish you were doing business back in your garage.

  • Professional team of experienced real estate lenders
  • All property types are eligible, including hotels
  • Special rates and terms for owner occupied real estate
  • Quick turnaround time on loan requests
  • Several interest rate options available
  • No prepayment penalties

Click here to see a list of our branch locations or call us at 800-624-9699 and we will introduce you to your local Business Banking Representative.

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Peoples First Community Bank FDIC (Federal Deposit Insurance Corporation) Hancock Bank

FDIC Information for Peoples First Community Bank, Panama City, FL
On December 18, 2009, Peoples First Community Bank, Panama City, FL was closed by the Office of Thrift Supervision. Subsequently, the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

All deposit accounts, excluding certain brokered deposits, have been transferred to Hancock Bank, Gulfport, MS. For more information on Hancock Bank, visit us at www.hancockbank.com or call 1.800.726.0920.

To speak with customer service about your Peoples First Community Bank accounts, please call 1-800-624-9699. For automated account information:

24-Hour Telephone EZAccess: 1-800-992-4940
24-Hour MC/Visa Telephone Access: 1-888-222-0213
24-Hour Lost or Stolen Visa Check Card: 1-800-472-3272
24-Hour Lost or Stolen MC/Visa Credit Card: 1-800-241-7547

The FDIC has assembled useful information regarding your relationship with Peoples First Community Bank. Besides a checking account, you may have Certificates of Deposit, a business checking account, a Social Security direct deposit, and other relationships with the institution.

Please select the link below to read more about this event:

FDIC Bank Closing Information for Peoples First Community Bank

Online service will remain available.

Continue to Peoples First Community Bank's Online Banking Login:

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