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Business Loans

Peoples First realizes that credit is an integral part of your business operation. Ample credit enables your business to take advantage of trade discounts, favorable purchase terms on new equipment, even fuel growth of inventory and accounts receivable. We have several credit products available, including a 14.9% fixed interest rate Corporate Credit Card. We also offer customized financing packages including Commercial Real Estate Mortgages, tenant improvement financing, and start up financing.

Corporate Credit Card

Personal credit cards are often used for business purposes. However, many accountants and bookkeepers agree that separating personal and business purchases makes monthly reconcilement and income tax preparation much easier. Therefore, many of our business clients choose to establish a Corporate Credit Card relationship with Peoples First. We have developed a popular corporate credit card program, with the following features:

  • Very competitive fixed interest rate of 14.9% fixed. This is NOT a teaser rate.
  • No annual fee when a commercial checking account relationship is maintained
  • Streamlined application and approval process
  • Generous credit lines available, up to $10,000 per card

Customized Credit Offerings

While we designed our credit products, we realize that we cannot design a product for all applications. Therefore, we offer several customized financing packages including the following:

Simply contact your nearest Banking Center and ask for additional details. One of our Business Banking representatives will meet with you to discuss your banking needs.

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Peoples First Community Bank FDIC (Federal Deposit Insurance Corporation) Hancock Bank

FDIC Information for Peoples First Community Bank, Panama City, FL
On December 18, 2009, Peoples First Community Bank, Panama City, FL was closed by the Office of Thrift Supervision. Subsequently, the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

All deposit accounts, excluding certain brokered deposits, have been transferred to Hancock Bank, Gulfport, MS. For more information on Hancock Bank, visit us at www.hancockbank.com or call 1.800.726.0920.

To speak with customer service about your Peoples First Community Bank accounts, please call 1-800-624-9699. For automated account information:

24-Hour Telephone EZAccess: 1-800-992-4940
24-Hour MC/Visa Telephone Access: 1-888-222-0213
24-Hour Lost or Stolen Visa Check Card: 1-800-472-3272
24-Hour Lost or Stolen MC/Visa Credit Card: 1-800-241-7547

The FDIC has assembled useful information regarding your relationship with Peoples First Community Bank. Besides a checking account, you may have Certificates of Deposit, a business checking account, a Social Security direct deposit, and other relationships with the institution.

Please select the link below to read more about this event:

FDIC Bank Closing Information for Peoples First Community Bank

Online service will remain available.

Continue to Peoples First Community Bank's Online Banking Login:

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