Non-Profit Checking

Our Non-Profit Checking account is specially designed and exclusively offered to smaller not-for-profit companies doing business in markets served by Peoples First. Peoples First realizes the challenges many small non-profits face and acknowledges their positive impact in our community. The Non-Profit Checking account functions like our Business Checking account, yet earns an attractive interest rate. Some of the highlights are shown below:

• Aggressive rate, up to 1.00% A.P.Y. earned on all funds
• Simple flat fee, no excess activity charges
• Free imaged statements, including serial sort of all checks
• Simplified activity charges for excessive activity
• Low $100 balance required to open the account
• No minimum balance required to keep the account open
• Numerous check design/logo options
• Free deposit bag
• 24-Hour Easy Access automated phone system to obtain balance, deposit or check information

Features

• $10 monthly service charge
• Eligibility verified through non-profit docmentation
• Interest bearing^*
• Interest paid on collected balances
• Unlimited free items¹
• Overdraft/Sweep available²
• May be linked to Business Resource Management account to maximize yield
• Check Images returned with statement
• Armored Car Service available³
• MC/Visa Merchant Services
• May be linked to Business Resource Management account to maximize yield
• Free ATM/Visa Check Card⁵
• Free Telephone Banking
• Free Internet Banking and Bill Pay⁴

Notes

• Minimum to open: $100.
• Minimum to avoid fee: None.

1. No charge per item
2. $5 per sweep
3. Prices vary with market
4. No setup or monthly charge. Optional Bill Pay service free of charge.
5. Upon qualification. Fees could apply at non-Peoples First ATM's

Furthermore, as a Non-Profit organization, your are entitled to receive the following benefits, subject to an additional charge and/or credit approval:

• Armored Car Service
• Daily Change Orders
• Coin Service
• Overdraft Protection
• Merchant Credit Card Services
• Visa Debit Card (upon approval)
• Night Drop Services
• Lock Box Payment Processing

Impressive, but how much does this cost?

This account includes a low $10 monthly maintenance fee. Once in place, simply write all checks you need to without the worry of an analysis charge or a per check charge appearing on your statement.

How do I get started?

It's easy to establish a Non-Profit Checking account with Peoples First. Just call the banking center nearest you to make an appointment or stop by at your earliest convenience. We will ask you a few questions about your company in order to structure your account to your unique specifications, including type of check (color, starting number, special logos etc.).

To open the account, we need evidence of your status as a non-profit, including your Determination Letter from the IRS confirming your status. If you do not have this letter, we have the necessary forms for your convenience. If your non-profit is incorporated, we will also need a copy of your Articles of Incorporation, and will prepare a Corporation Resolution defining the signers on the account. Please keep in mind that on all accounts, including Non-Profit Checking, information is subject to verification through ChexSystems and Equifax.